Do Banks and Microfinance Institutions Compete? Microevidence from Madagascar

نویسندگان

چکیده

This paper examines whether the loan strategy of a microfinance institution (MFI) is shaped by entry bank. Specifically, we investigate distance between borrower an MFI and closest bank influences conditions provided MFI. We use original panel data set 32,374 loans granted to 14,834 borrowers one largest MFIs in Madagascar 2008 2014. find that closer located given borrower, larger obtained less collateral required. also effect stronger for clients could be more easily caught banks (i.e., large firms without previous relationship with MFI).

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

Performance Analysis of Banks and Microfinance Institutions in India

Present paper intends to measure the determinants of performance of Indian financial sector. The performance variables of banking sector and microfinance institutions in India are studied over a study period of six years i.e. 2006-07 to 2011-12. The financial sector of India is gaining strength over the years and its contribution to growth is overwhelming. Banks are considered the main componen...

متن کامل

Microfinance Institutions : Do they Empower Women ?

Volume XXVIII January-February 2016 A Study of Factors Driving Indian Youth's Intention to Purchase Online Shruti Jain is a Ph. D in the stream of Applied Business Economics with 14 years of work experience in industry and academia. She has worked as Director, Economic Affairs Division, ASSOHAM and as Consultant, International division, Confederation of Indian Industry (CII). Her papers have be...

متن کامل

performance analysis of banks and microfinance institutions in india

present paper intends to measure the determinants of performance of indian financial sector. the performance variables of banking sector and microfinance institutions in india are studied over a study period of six years i.e. 2006-07 to 2011-12. the financial sector of india is gaining strength over the years and its contribution to growth is overwhelming. banks are considered the main componen...

متن کامل

ICT Infrastructure Framework for Microfinance Institutions and Banks in Pakistan: An Optimized Approach

Information and communication technology (ICT) can be termed as a reagent for the microfinance sector. It has contributed significantly for the growth of this sector, which is clearly depicted from the reviewed literature as well as the market evaluation. The paper analyzes the impact of technological advancements within the microfinance industry from academic as well as practitioner’s point of...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: Economic Development and Cultural Change

سال: 2021

ISSN: ['1539-2988', '0013-0079']

DOI: https://doi.org/10.1086/704158